Many people know that American Express Membership Rewards points transfer to 17 different airlines and 3 different hotels, but did you know that some of those transfers incur a fee? Here is your full list of the transfer fees for each of the American Express Membership Rewards points transfer partners!
American Express will charge you an “excise tax offset fee” on transfers of your Membership Rewards points to certain of their transfer partners.
Below is the full list of airline and hotel transfer partners along with the “excise tax offset fee” you can expect to pay for the transfer.
|Transfer Partner||Alliance||Transfer Fee||Transfer Time|
|Delta||SkyTeam||$0.0006 Per Point||Same day|
|Air France/KLM||SkyTeam||None||Same day|
|Aeromexico||SkyTeam||None||Up to 7 days|
|British Airways||OneWorld||None||Same day|
|Iberia||OneWorld||None||Up to 7 days|
|Cathay Pacific||OneWorld||None||Up to 7 days|
|Air Canada||Star Alliance||None||Same day|
|ANA||Star Alliance||None||2-4 days|
|Singapore Airlines||Star Alliance||None||Up to 3 days|
|Virgin America||N/A||$0.0006 Per Point||Same day|
|Virgin Atlantic||N/A||None||Same day|
|Jet Blue||N/A||$0.0006 Per Point||Same day|
|Hawaiian Airlines||N/A||$0.0006 Per Point||Same day|
|El Al||N/A||None||Same day|
|Choice Hotels||Choice Privileges Rewards||None||Same day|
|Hilton||Hilton HHonors||None||Same day|
|SPG||Starwood Preferred Guest||None||Same day|
There is a cap of $99 on the transfer fee, so once you reach that threshold, you will not pay anything more than $99. In all cases, that threshold is reached once you transfer 165,000 or more Membership Rewards points. The transfer fee must be paid with your Membership Rewards points earning credit card as there is no other option to pay the transfer fee. As you can see, thankfully the “excise tax offset fee” only applies to a small handful of transfer partners. Regardless, it is a good thing to keep in mind when considering your transfer/redemption options!
While I personally do not utilize Membership Rewards points much anymore after they cut the transfer ratio to British Airways, there are a lot of really great transfer options available. You just need to make sure you have factored in what, if anything, it will cost you to transfer those points to your preferred transfer partner!
What is the most you have ever paid to transfer your Membership Rewards points somewhere?
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